Commercial Insurance

Commercial Insurance

Having a small business, non-profit, or church is a big milestone! Congratulations on getting where you are now! Now, it is time to protect what you have worked so hard for. We want to help you keep it safe and protected with the right commercial insurance for your small business, non-profit, or church. The right insurance can help cover expensive damages and/or lawsuits against you.

What Type of Coverage Does My Small Business, Non-profit, or Church Need?

9 Most Needed Commercial Insurance Policies

Workers' Compensation

Provides medical benefits and wage replacement to employees injured on the job. Required in most states, it helps protect your business from lawsuits and ensures employees receive necessary care.

General Liability

Protects against claims of bodily injury, property damage, and personal injury that occur on your business premises or due to your business operations. Shields your business from the financial repercussions of accidents involving third parties.

Commercial Auto

Covers vehicles owned or used by your business for damages resulting from accidents, theft, or other incidents. Essential for businesses that use vehicles for deliveries, transport, or other business activities.

Data Breach

Protects against financial losses resulting from data breaches, cyberattacks, and other cyber-related incidents. With the increasing reliance on digital operations and the Internet, this insurance is crucial for safeguarding sensitive data.

Commercial Property

Covers damage to your business property, including buildings, equipment, inventory, and furniture, due to events like fire, theft, and natural disasters. Ensures your physical assets are protected.

Business Interruption

Compensates for lost income and operating expenses if your business is temporarily closed due to a covered event, such as a fire or natural disaster. Helps maintain financial stability during periods when business operations are disrupted.

Product Liability

Protects against claims of bodily injury or property damage caused by products your business manufactures, sells or distributes. Essential for businesses involved in the production or sale of goods.

Directors & Officers

Provides protection for board members and officers against claims related to their decisions and actions taken on behalf of the organization. Helps attract and retain qualified board members.

Errors & Omission

It covers legal claims arising from mistakes or negligence in professional services provided. Vital for businesses that offer expert advice or services, protecting against potential lawsuits from dissatisfied clients.

From protecting your employees and assets to shielding your organization from costly lawsuits, we've got you covered. Let us help you secure your future so you can focus on what matters most—continuing to grow and thrive. Call us at (813) 763-7565 to learn more.

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