Short term medical insurance, also called temporary health insurance or term health insurance, can provide a temporary solution to help fill gaps in coverage. Term lengths vary by state, but in some states you can apply for up to nearly 36 months of coverage. In most cases these plans will not cover pre-existing conditions, which typically means that if you have received a diagnosis or treatment for specific conditions, you will not be covered. Most of these plans can take effect the day after your application is submitted and a series of Health questions are required for most plans at the time of submission.
Is this the right plan for you and your family?
The Riddle Family Insurance has agents specialized in this type of coverage. We’ve been enrolling individuals and families in this type of coverage for the last 10 years. This coverage is not for everyone, yet it can be a great solution for many. A simple call to our team will help you understand this option better, and our team will let you know on the same call if this is the option for you.
“Sickness comes to us all, Mr. Dillon…we never know when, we never know why, we never know how. The only blessed thing we know is it’ll come at the most inconvenient, unexpected time. Just when you’ve got tickets to the world series. And that’s the way the permanent waves” -Donald E Westlake.